:root{--navy:#061a33;--blue:#0e5f99;--gold:#d6a84f;--cream:#f6f1e7;--dark:#111827;--muted:#5b6472;--white:#fff}*{box-sizing:border-box}body{margin:0;font-family:Arial,Helvetica,sans-serif;color:var(--dark);line-height:1.7;background:#fff}a{text-decoration:none;color:inherit}.top{background:var(--navy);color:#fff;padding:9px 6%;font-size:14px;display:flex;justify-content:space-between;gap:20px;flex-wrap:wrap}.nav{position:sticky;top:0;background:#fff;z-index:9;box-shadow:0 8px 25px rgba(0,0,0,.08);padding:15px 6%;display:flex;align-items:center;justify-content:space-between}.brand{display:flex;align-items:center;gap:12px;font-weight:800;color:var(--navy);font-size:23px}.logo{width:52px;height:52px;border-radius:14px;background:linear-gradient(135deg,var(--navy),var(--gold));color:#fff;display:grid;place-items:center;font-weight:900;letter-spacing:1px}.menu{display:flex;gap:22px;align-items:center}.menu a{font-weight:700;color:var(--navy)}.btn{display:inline-block;background:var(--gold);color:#121212;padding:12px 22px;border-radius:30px;font-weight:800;border:none}.btn.dark{background:var(--navy);color:#fff}.hero{min-height:720px;background:linear-gradient(100deg,rgba(6,26,51,.94),rgba(6,26,51,.72)),url('https://images.unsplash.com/photo-1562813733-b31f71025d54?auto=format&fit=crop&w=1600&q=80') center/cover;display:grid;grid-template-columns:1.1fr .9fr;gap:40px;align-items:center;padding:70px 6%;color:#fff}.hero h1{font-size:58px;line-height:1.08;margin:0 0 20px}.hero p{font-size:18px;max-width:720px;color:#e8eef7}.hero-card{background:rgba(255,255,255,.96);color:var(--dark);border-radius:26px;padding:28px;box-shadow:0 25px 70px rgba(0,0,0,.3)}.hero-card input,.hero-card select,.hero-card textarea,.form input,.form select,.form textarea{width:100%;padding:14px;margin:8px 0;border:1px solid #d8dde6;border-radius:12px;font-size:15px}.section{padding:80px 6%}.cream{background:var(--cream)}.darksec{background:var(--navy);color:#fff}.title{max-width:820px;margin:0 auto 42px;text-align:center}.title h2{font-size:40px;margin:0 0 12px;color:var(--navy)}.darksec .title h2{color:#fff}.title p{color:var(--muted);font-size:17px}.darksec .title p{color:#d7e4f2}.grid{display:grid;grid-template-columns:repeat(3,1fr);gap:24px}.card{background:#fff;border-radius:22px;padding:28px;box-shadow:0 12px 40px rgba(6,26,51,.08);border:1px solid #edf0f5}.card h3{color:var(--navy);margin-top:0}.icon{width:56px;height:56px;border-radius:15px;background:#f7ead0;color:var(--navy);display:grid;place-items:center;font-size:25px;margin-bottom:15px}.split{display:grid;grid-template-columns:1fr 1fr;gap:42px;align-items:center}.photo{min-height:420px;border-radius:28px;background:url('https://images.unsplash.com/photo-1558618666-fcd25c85cd64?auto=format&fit=crop&w=1200&q=80') center/cover;box-shadow:0 22px 60px rgba(0,0,0,.18)}.stats{display:grid;grid-template-columns:repeat(4,1fr);gap:20px}.stat{background:rgba(255,255,255,.08);border:1px solid rgba(255,255,255,.18);padding:28px;border-radius:20px;text-align:center}.stat b{font-size:38px;color:var(--gold);display:block}.process{counter-reset:step}.process .card{position:relative}.process .card:before{counter-increment:step;content:'0' counter(step);position:absolute;right:22px;top:18px;font-weight:900;color:#ead8b3;font-size:32px}.testimonial{background:#fff;border-radius:20px;padding:25px;box-shadow:0 10px 30px rgba(0,0,0,.06)}.stars{color:#c99735;font-size:18px}.faq details{background:#fff;margin:12px 0;padding:18px;border-radius:14px;box-shadow:0 8px 22px rgba(0,0,0,.05)}.faq summary{font-weight:800;color:var(--navy);cursor:pointer}.footer{background:#031021;color:#cbd5e1;padding:55px 6% 20px}.footgrid{display:grid;grid-template-columns:2fr 1fr 1fr 1.3fr;gap:30px}.footer h3,.footer h4{color:#fff}.footer a{display:block;margin:8px 0;color:#cbd5e1}.copy{border-top:1px solid rgba(255,255,255,.12);margin-top:35px;padding-top:18px;text-align:center}.page-hero{background:linear-gradient(100deg,rgba(6,26,51,.9),rgba(6,26,51,.6)),url('https://images.unsplash.com/photo-1600880292203-757bb62b4baf?auto=format&fit=crop&w=1500&q=80') center/cover;color:#fff;padding:110px 6%;text-align:center}.page-hero h1{font-size:48px;margin:0}.content{max-width:1050px;margin:auto}.form{background:#fff;padding:28px;border-radius:22px;box-shadow:0 12px 35px rgba(0,0,0,.08)}@media(max-width:900px){.hero,.split,.grid,.stats,.footgrid{grid-template-columns:1fr}.hero h1{font-size:39px}.menu{display:none}.section{padding:55px 5%}}
